The band — or its manager — sets a split sheet: who gets what percentage, paid to which wallet, in XRP, a stable dollar token, or a mix. Free to set up.
A fan scans a QR at the merch table or taps Tip the band. One payment in — and within seconds every member holds their share. No invoicing, no chasing, nobody holding the money.
Pledges sit locked in the ledger's own escrow, not a company's bank account. Milestones release money to the band; if the project stalls, every backer is refunded automatically.
Splitter is early and honest about it: a working prototype proven on the XRP Ledger's test network, a public codebase, a first partner platform (Monolith) whose Pay Me button already routes to a wallet — which is all Splitter needs to plug in — and a grant application in preparation.
It's built by a working musician who got tired of the way musicians get paid. It doesn't ask fans or bands to believe in cryptocurrency; it asks them to believe something every gig already teaches: the applause shouldn't take ninety days to reach the band. Now the money doesn't have to either.
Want to be one of the first bands on the rail, or tell me where this breaks? lmagarchinc@gmail.com